I have been a coffee drinker for a long time now. As a matter of fact, I have been drinking it for as long as I can remember. I do not even know when my habit exactly started, but it definitely has been a while.

I got used to drinking my morning cup of joe so much that I wasn’t able to start any morning without it. It was natural for me to wake up in the morning and run to the kitchen to make some instance coffee. If for some reason I did not do it, I felt sleepy and wanted to drink my cup of coffee as soon as it became possible.

Well, guess what? I have not drink any coffee for about a week now. I used to think that life without morning coffee was impossible, but here I am : without any coffee for about a week. And I am doing just fine! Of course, from time to time I am still feeling tempted to drink a cup of the drink, especially when I start to feel sleepy in the middle of they day, but so far I have not given in yet.

One question I have been asking myself for some time is whether money equals wealth. It seems that the answer to this question is yes, money definitely equals wealth.

Another question I have been asking myself is whether Americans are wealthy or not. Since so many Americans are in debt, owning a house or a car does not mean that they are wealthy. Usually, a family with the biggest house on the street is not necessarily the wealthiest family out there. Very often, it is easy to take a loan if you know that you might not be able to pay it back.

My advice is to evaluate how wealthy you are and then make your decisions accordingly. Every time you are about to take a loan, ask yourself whether you are going to be able to repay it or not.

I have always thought that in order to multiply my money, it would be best to start my own business. At a first glance, this idea looks reasonable, I have money so I want to invest it and multiply it by starting a business. It is as simple as that. But when I look at the number of small businesses around me, I realize that their number is not so high. Why is this the case, I have been asking myself for some time now. It seems that I might know the answer to this particular question. Here it is.

Having a small business might not be the easiest task under the Sun. It usually means a lot of responsibilities for the owner. I do not know about you, but when I used to work for somebody else in the past, I never had to worry about anything. When I am a small business owner, I am more likely to need to think about everything.