It is not a secret that there has been inflation in America for many, many years. Inflation causes money to have less value, and that is something that everybody should keep in mind. Over the years, many rich people were not decided in what they should invest. Often, they decided to hold on to cash. Holding on to depreciating cash might not be a good idea, especially if the inflation rates go up. Those investors who forget about inflation rates might be making mistakes that they will regret later. A person who is simply going to hold on to depreciating cash for 20 years might lose most of his fortune. This is can truly be a tragedy and people should do everything they can to avoid it. Maybe the situation could have been completely different if people invested in silver bullion or silver ingots.